Sell My Structured Settlement — Cash for my future payments, today
Your Friendly Neighborhood Consulting Company buys structured settlements and partial payment streams from recipients, heirs, and assignees — transparent underwriting, direct pricing, and a fast wire at close. Turn future payments into working capital without chasing court paperwork yourself.
There is no fee and no obligation.
What you actually pay
What gets deducted, what you net, and why.
We send you a written offer that shows every line of the buying-spread math. Court costs, insurer notices, and attorney coordination sit on our side of the ledger — they come out of our discount, not your pocket. If you accept the offer, you wire exactly the number on the page. There are no surprise deductions at close.
Other assets we buy
Other assets we buy
Three sibling flows cover the rest of the structured-payment universe — pick the one that matches your situation.
Sell-the-stream
How fast we close
Five steps. No hidden haircut. The same underwriting pipeline on every file.
Step 1
Step 2
Step 3
Step 4
Step 5
Have questions first?
Read the seller FAQ
Direct answers to the top five objections structured-settlement holders and heirs raise before they sell — court approval, document set, discount math, partial-stream sale, and whether advance fees ever apply.
What kinds of streams we buy
Streams we acquire
We purchase a focused set of structured-settlement payment streams and partial carve-outs from recipients, heirs, assignees, attorneys-in-fact. If your stream sits in this list, we are the right buyer.
- Car-accident structured settlements
- Personal-injury structured settlements
- Wrongful-death structured settlements and inherited payment streams
- Partial-stream sales: any number of remaining payments (monthly, quarterly, or annual)
- Lump-sum payment pairs extracted from a larger stream
- Heir, assignee, attorney-in-fact, and other sale relationships
- Court-approval-aware transactions in every U.S. state
How a sale actually happens
From request to wire in four steps
Court-approval rules vary by state, and most sellers move under the state-specific structured-settlement protection act — our closing team prepares the petition, handles the insurer-side notice, and coordinates with your attorney or pro se to clear the order. Typical discount rates sit in line with the cash-now yield curve versus the issuer's remaining-stream yield — you see every line of the buying-spread math in your written offer, not a one-number quote. At close you receive a single lump-sum wire and a clean exit from any administrative duty on the stream you sold. Tax treatment is neutral until you decide otherwise, the buyer is a single counterparty (so the stream is not re-discounted after the sale), and our closing team handles the court paperwork — the questions sellers actually ask, answered in writing before you sign.
Frequently asked
Sell-my-structured-settlement questions, answered
Not ready to sell?
Keep your stream — or read first, then decide
The decision to sell (or hold) is usually a math question, not a feeling question. Read the lender-independent decision guide for the discount-rate framings before you commit.
If keeping the stream and accessing capital sounds like a better fit, Your Friendly Neighborhood Consulting Company's Other Options program offers preliminary small-business-loan qualification up to $1,000,000. No SSN collected at intake.
Explore Other Options →Why sell to Your Friendly Neighborhood Consulting Company
Why sell to Your Friendly Neighborhood Consulting Company
Three commitments that hold on every file: transparent math, no fees up front, and no pressure to sign.
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Get updates on structured-settlement math
Monthly briefings from Your Friendly Neighborhood Consulting Company — discount-rate framings, court-approval timelines, and the partial-stream math behind every written offer.
We'll only contact you with relevant updates — one note-holder briefing a month, no marketing blasts, easy unsubscribe.
Ready to turn future payments into cash?
Call our team or send the structured-settlement details on the request form. Either path lands on the same desk.
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