For lottery & casino-winnings holders

Sell My Lottery Winnings — Cash for my prize stream, today

Your Friendly Neighborhood Consulting Company buys lottery prize annuities — and, where state law allows, Class III casino winnings — from primary winners and heirs or assignees alike. Transparent cash-now math, direct pricing, and a fast wire at close turn your remaining periodic payments into a single check without chasing the prize-issuer paperwork yourself.

There is no fee and no obligation.

How selling prize-stream payments works

Four things every lottery winner should know before signing

Selling a lottery prize annuity is not a one-line decision. Court approval rules vary by state, sellers can choose between a full sale and a partial-stream slice, every dollar you receive is a function of the discount math, and the right buyer answers the four objections in this section before you sign anything.

Court approval varies by state
Some states require a court order finding the sale in the winner’s best interest; others rely on a state-lottery commission consent filing; tribal Class III jackpots are coordinated with the casino and the relevant gaming commission. Your Friendly Neighborhood Consulting Company’s closing team handles the petition, the commission notice, or the tribal filing — whichever the prize requires.
Lump-sum vs. partial payout
Sellers choose: sell every remaining payment for one check, or sell only a count of future payments and keep the remainder flowing. The quote is sized to the slice you actually want to cash out today.
What sellers receive
A written offer that shows every line of the discount math, applied against the rate the prize issuer would price you on. No application fee, no assignment deposit, no advance payment of any kind before you sign. Closing costs sit on our side of the discount.
Typical buyer concerns we address
Single counterparty (no second bidder or pricing layer in the middle), verified prize-issuer standing, identity verification coordinated with the prize-issuer side, transparent discount math, no-obligation review.

Sell-the-stream

How fast we close

Five steps. No hidden haircut. The same underwriting pipeline on every file.

Step 1

Application
Share the prize type, the annual payment, the payment count, and any lump-sum pairs on the request form — or call our team directly. About five minutes.

Step 2

Initial offer
Underwriting runs the cash-now math and emails a transparent written offer as soon as possible — every line, no hidden haircut, applied against the discount rate the prize-issuer would price you on.

Step 3

Document review & identity verification
Our closing team reviews the prize-issuance paperwork, reconciles the remaining-payment schedule, and completes identity verification with you — we coordinate with the prize-issuer side where the stream requires it.

Step 4

Funding
You accept. Wire instructions go out, funds are staged, and we wait on the final approval package.

Step 5

Close
Documents sign, the assignment is recorded, and the wire lands. You walk away with a single lump sum — no more annual trickle and no further involvement in the prize stream.

Have questions first?

Read the seller FAQ

Direct answers to the top objections lottery and casino prize-stream holders and heirs raise before they sell — document set, cash-now math, time-to-close, advance fees, and what kinds of streams Your Friendly Neighborhood Consulting Company purchases at all.

What kinds of prize streams we buy

Prize streams we acquire

We purchase a focused set of lottery prize annuities and, where applicable, Class III casino jackpots from primary winners, heirs, assignees, and attorneys-in-fact. If your prize stream sits in this list, we are the right buyer.

  • Multi-state lottery prize annuities (Powerball / Mega Millions–style structures)
  • State-lottery annuity streams with remaining payment schedules
  • Class III tribal-casino jackpot annuities, where state law allows
  • Lottery / casino assignment transfers from primary winners, heirs, or assignees

How a sale actually happens

From request to wire in four steps

Every prize stream moves through the same underwriting pipeline. You see the timeline, the math, and the document set before you sign anything.

Frequently asked

Sell-my-lottery-winnings questions, answered

Selling a different kind of payment stream?

Other streams Your Friendly Neighborhood Consulting Company purchases

Your Friendly Neighborhood Consulting Company buys three other flavors of future-payment streams in addition to lottery winnings — the same transparent underwriting, the same direct-acquisition economics, the same no-advance-fee pledge.

Why sell to Your Friendly Neighborhood Consulting Company

Why sell to Your Friendly Neighborhood Consulting Company

Three commitments that hold on every file: transparent math, no fees up front, and no pressure to sign.

Transparent fees, no hidden costs
Your Friendly Neighborhood Consulting Company covers every third-party closing, filing, and assignment cost on every file. The price you see written in the offer is the price you wire to your account — there is no fee we ask you to pay, before or after close.
No advance-fee pledge
We will never ask for an application fee, an assignment deposit, or any upfront payment before you sign. The quote, the underwriting, and the assignment paperwork work are all on our side of the ledger — you do not write a check to start a conversation with us.
No-obligation review
You receive a written offer for review — take it to your CPA or attorney if you want. There is no commitment and no obligation to accept until you decide to sign the closing documents; until then, the decision stays yours.

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Get updates on prize-stream math

Monthly briefings from Your Friendly Neighborhood Consulting Company — cash-now math, prize-issuer-side coordination, and the assignment-transfer economics we run on every file.

We'll only contact you with relevant updates — one note-holder briefing a month, no marketing blasts, easy unsubscribe.

Ready to turn your prize stream into cash?

Call our team or send the prize-stream details on the request form. Either path lands on the same desk.

From the Blog

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